December 26th, 2025
Happy Boxing Day!
If you didn’t know it, Boxing Day is basically the original Black Friday.
It started in the UK, Canada, and other Commonwealth nations as a post-Christmas discount day. (And yes, it also traces back to St. Stephen’s Day and the tradition of giving to those in need the day after Christmas.)
Anyway… I digress.
Today’s Market Snapshot
This is a bit of an odd year. The day after Christmas falls on a Friday, so the market is open, but there’s no meaningful economic data being released today.
Over the last week:
Mortgage rates improved slightly
Then drifted right back to where they were the week prior
Short-term and long-term trend lines are nearly flat
In plain English: more of the same, for now.
What Could Actually Move Rates
What changes this sideways market won’t be speculation or headlines, it’ll be data.
A few things to watch:
Ongoing revisions to jobs reports
Increasing pressure from President Trump for a more mortgage-rate-friendly Fed chair
Those factors matter, but until the economic data shifts, we’re likely in a holding pattern.
What Realtors Should Be Doing Right Now
This is a buyer’s market, and it won’t last forever.
Now is the time to reconnect with:
Active buyers
“Waiting” buyers
Buyers who stepped out earlier this year
If rates move down even modestly in 2026, demand comes back fast. The opportunity is being positioned before that happens, not after.
Looking Ahead to 2026
If you haven’t mapped out what 2026 needs to look like yet, now is the time. I’m setting aside time to help agents think through goals, strategy, and where the real opportunities will be next year.
If you want a second set of eyes on your 2026 plan—or help building one—let’s schedule a quick conversation.
→ Grab time on my calendar here.
From The Feeds….
