February 25th, 2026

What’s Up With Rates?

Trending downward still, slightly but still going the right way. They just poked the average to 5.99 yesterday on conventional which will stoke the buyer fire.

Talking Points to Clients---

  1. Home Prices Are Still Going Up, Just Not Going Crazy

Two big reports came out recently, and they both say the same thing, that prices are rising, just slower than they were during the pandemic. Somewhere between 1.5 and 2% increase in value. I had two appraisals come in last week $75k and $100k over the purchase prices. These are not normal but an indicator that buyers can find value in this market. But all in all, what does this mean? No crash. No big correction. Just normal, steady growth that builds wealth over time.

      2) Lower Rates Are Bringing Buyers Back**

When rates dropped below 6% recently, buyers started paying attention again.

Lower rates = more buyers = more competition = stronger offers. I had 3 clients in multiple offer situations this weekend.

Most experts (including me) think rates will settle somewhere in the mid 5’s over the next year or so. That's not amazing, but it's workable and way better than where we were.

The job market is slowing a little bit and before you panic, I have said this for the last 3 years. When this happens, its good for rates. Why? Fewer jobs added = less inflation pressure = better bond market = lower mortgage rates.

We're not talking layoffs or a crash. Just a cool-down. And that helps keep rates from spiking.

Here's what matters:

  • Rates are stabilizing

  • Prices are rising steadily

  • Buyers are coming back

  • Inventory is still low

  • Long-term appreciation is solid

This isn't a boom market. It's not a bust market. It's a professional's market.

Buyers who are ready can find opportunities. 

Sellers who price right still have leverage.

The agents who understand this? They're the ones closing deals.

— Brooks

The Missing Link Between Content and Clients

If you’ve been posting on social media but not seeing real business come from it, this is for you.

This Thursday, 2/26, from 2:00–3:00 PM Central, there’s a public masterclass with Wilson Leung (“Bay Area Wilson”) that breaks down how content can actually turn into clients.

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• What to post to attract serious buyers and sellers
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If your content feels busy but not productive, this will show you why.

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Date & Time: Thursday, 2/26 | 2:00–3:00 PM CT
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If you want your content to drive deals instead of just engagement, don’t miss this.

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